Elizabeth Warren, Harvard Law Professor and author of The Two income Trap and The Fragile Middle Class Victims of predatory lending in Macon, Mississippi Helena Durst, granddaughter of Seymour Durst, the creator of the National Debt Clock which now resides above the IRS office near Times Square Larry and George, founders of debtoutlet.com, a site that allows users to sell collectible debt online. A debt collector from "People First Recoveries" pulling up info on a customer as he calls to ask for payment. Helena Durst, granddaughter of Seymour Durst, the creator of the National Debt Clock which now resides above the IRS office near Times Square. Lynn Stavert started selling many of her possessions after credit card companies threatened to foreclose on her house. Credit card applications kept coming even after Jane OŐDonnelŐs son committed suicide because of credit card debts incurred in college.